While going through a car accident victim need to face many problematic circumstances. Even though you are not at fault but just because of the reckless driving of other people can cause you quite damage to your property and also makes you heavily injured. At that phase of time, you will also have to face losses in your wages due to not working. You may be wondering, what is the procedure to claim against the person at fault for the accident?
Here are the tips which will help you with the procedure of settling a car accident claim:
The first thing to do
Remember one thing that you do not have to deal with the opposite driver directly for the claim while you need to contact the insurance company of other driver. The insurance company of other driver should pay for all the expenses and losses because of the accident.
Information gathering at the site
Without the proper proof that you are not at fault in the accident case, the insurance company may refuse to pay the claim amount, while you should get some of the eyewitnesses at the site and call immediately to the law enforcement service for the further investigation process.
Information about other driver
The other driver may try to avoid complications and may not want to cooperate with you, while you should try to gather all the required information about the other driver.
Here are some of the points you should check.
- Name and address of other driver
- Insurance Company of the other driver
- Witnesses of the accident
You can also take the pictures of both vehicles and their number plate. That would help a lot if the other driver flees away from the accident site’s spot.
Claim your damage losses
Even if the insurance company is ready to pay for all the damages and losses of yours but they may not pay the actual amount that you may actually deserve. In such cases, it is better to consult a car accident lawyer, who can give you better advice about the negotiation with the insurance company.
But in case, the insurance company is not ready for negotiation, then you should hire a car accident lawyer to fight for your rights in a legal way against insurance company to get the deserving compensation amount, while they charge only one third value of the total compensation amount with promise of no fees in case of losing case.